Send money with sendvalu: now also via Klarna Payment!

Sending money with sendvalu is now even easier: in addition to payment with debit or credit card, you can now process your money transfer at sendvalu via the payment method Pay Now banking (Sofort). Of course it stays fast, cheap and secure!

You would like to send money to your family and friends abroad, but don't have a credit card? Then we at sendvalu have good news for you: with "Pay now", the Klarna Instant Payment, we now offer you another payment method. So you can easily, quickly and securely send money all over the world. All you need is a current account with an online banking function. The payment method Sofort Banking is currently available for senders from Belgium, Germany, Italy, Austria, and Spain.

How does Klarna work?

What is instant banking?

Instant payment or "Pay now." is an online payment method from Klarna. This payment method, which we at sendvalu now offer you, is based on online banking and provides many benefits for your transactions via sendvalu. The big difference to other payment methods on the Internet: Payments via Sofort Banking are not processed via your bank, but via the payment service provider Klarna.

How can I use Sofort Banking?

The use of instant banking enjoys increasing popularity among online payment methods. It is as easy and fast as any other payment method. And best of all, instant banking works without a credit card!
All you need to send money instantly via Klarna is your PC, laptop, tablet or smartphone and of course an internet connection. An online-enabled current account is the only requirement for being able to use Sofort Banking. You don't need any additional software and don't have to create another customer account anywhere - Klarna Payment works very easily with your sendvalu user account. You don't have a user account at yet? Then get started today! It's free and so easy to do good with sendvalu.

How does Klarna work?

Log in to sendvalu or register if you don't have an account yet. Choose the recipient’s country and how much money you want to transfer. Enter the details of your recipient and your details and choose Klarna Payment as your payment method. From here you will be redirected to the external page of Klarna. There you enter your country, your bank code and the BIC of your bank and log in with your IBAN and your bank PIN.

The payment information, for example your recipient and the amount of money, is automatically filled out in the form. Klarna sends all data encrypted to your bank, so that you only have to complete Sofort Banking by entering your TAN. Your bank will send a TAN to your smartphone.

Instant banking is not an advance payment

sendvalu will receive the payment confirmation of your transaction in real time and your money transfer will be processed immediately. With Sofort Banking the recipient will receive the money within 48 hours at the latest, as usual with money transfers via sendvalu.

Everything else works as usual with Klarna Payment: you can transfer money to countries all over the world and make your loved ones happy. Convenient and secure with just a few clicks!

Why do I get redirected to Klarna during the payment process?

Klarna is a financial services provider that enables us to offer you instant bank transfer as a fast and secure payment method at sendvalu. In order to trigger your transaction and send your money promptly, Klarna poses as an intermediary between sendvalu and your bank. You don't have to enter your bank details on the pages of sendvalu and Klarna takes care of everything else. All payment information that you enter at sendvalu when paying with Sofort Banking is automatically transferred to Klarna's form.

After confirming the payment via Sofort Banking, Klarna sends all transaction data to your bank - automatically, you don't have to worry about anything. Sending money with sendvalu and Klarna is secure, fast and convenient!

Sending money is so easy with Klarna

What advantages do I have with Sofort Banking?

Sending money with sendvalu is always fast and easy. These are our reasons why instant banking is a great new option for you:

  • Send money conveniently and quickly from any internet-enabled device - anytime and anywhere, even at the weekend!
  • With Sofort Banking, we offer you a secure and fast alternative to paying by credit card.
  • Klarna charges similar fees as your credit card providers - so choosing the payment method doesn't put you at a disadvantage.
  • In order to use Sofort Banking, you do not need to register with any third party provider.
  • You do not need any additional hardware or software to use Sofort Banking at sendvalu.
  • The security of your data is also guaranteed by Klarna through encrypted transmission.
  • You don't need a virtual account or a wallet to use Klarna Payment.
  • No matter at which bank you are, the only requirement to use Sofort Banking is an online banking access.
  • All necessary data for your transaction is automatically inserted into the Klarna payment form.
  • Your transaction will also be processed directly with immediate payment - as usual with sendvalu.

Once your payment with Sofort Banking has been initiated and confirmed, it takes between 24 and 48 hours for the money to arrive at your recipient. By the way, your recipient does not have to pay any fees to receive his money.

Note that Sofort Banking (so far) is only available in the following countries: Belgium, Germany, Italy, Austria, and Spain. Other countries will follow shortly.

Would you like to cancel a transaction that you have paid with Sofort Banking? It's that simple:

If you have sent money via Sofort Banking, but would like to transfer the amount back to your account, it's very easy. If you made a mistake or want to cancel your transaction for some other reason, just contact our sendvalu support and we will take care of everything else.

Is Klarna safe?

The transfer of your data to Klarna is encrypted at all times. Thanks to the two-factor verification, Klarna Payment is just as secure as online banking at your bank. When using Klarna, you also enter your PIN and TAN independently of each other.

Once you have entered your PIN in the payment form at Klarna in your browser, your bank will send an SMS to your smartphone, just like in online banking, in which you will receive a unique TAN (transaction number) to confirm your payment. This TAN can be used for a limited period of time and only once. After that it is no longer valid. This guarantees the highest security standard for your payment at sendvalu and Klarna.

The process Sofort Banking takes place independently of sendvalu and is in any case secure if you use the latest software. For example, make sure that your browser is always up to date in order to prevent security gaps. Further tips on how to protect yourself from online fraudsters and make your transfers at sendvalu particularly secure can be found at the end of this article. Your security is important to us!

How secure is my bank information?

Your bank details are entered in a secure form from Klarna and not at sendvalu. The login data and TANs of your bank are not stored and neither sendvalu nor Klarna have access to your confidential information.

Please note that Klarna immediately accesses your current account once per transaction, for example to insert the necessary data into the payment form. In this case, when using Sofort Banking, you give your login data and TANs to Klarna for technical purposes and for checking the account coverage.

How trustworthy is sending money via Klarna Payment?

The trustworthiness of all our partners is important to us so that we at sendvalu can guarantee you the highest security standards and a secure money transfer. The payment service provider Klarna, which handles all transactions via instant banking, protects your sensitive data from misuse and is obliged to use PIN and TAN exclusively for technical purposes. Your data is never stored and cannot be viewed by anyone.

Do I violate my bank's general terms and conditions with the payment method Sofort Banking?

The use of payment methods such as Sofort Banking does not violate the terms and conditions of your bank - so at sendvalu you can choose Klarna's payment method for your transactions without any worries!

The restrictions that every bank imposes on the transfer of PINs and TANs ultimately serve the security of your account and your money. However, entering your details into online payment services such as Klarna is an exception, as your bank must not prevent you from choosing the payment method that suits your needs online. When you make an instant banking transaction online, Klarna is committed to keeping your information encrypted and secure at all times.

According to the latest Europe-wide guidelines for payment transactions, services such as instant banking are legally recognised and subject to banking supervision. For online services such as Klarna Payment, your data can therefore be retrieved without you violating your bank's terms and conditions.

Send money safely with Sofort Banking

What can I do to protect myself from online fraudsters?

When transferring money with sendvalu, your security comes first for us. Payment methods such as Sofort Banking, which we offer you via sendvalu, are characterized by the highest security standards. Unfortunately, with every new payment method, there are always new attempts to illegally gain access to other people's data via various fraud scams. To make sure that no one really gets to your sensitive data, there are also a few simple things you can do yourself - so you can send money carefree via sendvalu and make your loved ones happy.

The right way to handle your sensitive data

Watch out for dubious e-mails or messages sent on behalf of sendvalu or our partners. Remember that neither sendvalu nor our service providers will ever ask you to provide sensitive information such as credit card numbers or bank details via Skype or email. Rather, when you transfer money, you enter this data in a form that is securely transferred to sendvalu or to Klarna in the case of Sofort Banking.

Never give your credit card numbers, bank details or personal information to anyone you don't know. Never contact a phone number or email address found in a dubious email. If you're not sure whether an email or Skype message is from sendvalu, feel free to write directly to

Be always up to date

Make sure your browser and virus protection are up to date and that a firewall is enabled. When entering bank details and passwords for both credit card payments and instant banking, always make sure that the connection is encrypted - you can tell by the closed padlock symbol in the address bar of your browser. Never store important data such as your bank PIN or other access data in a program or document on your PC or online. If you notice a problem, cancel the transaction and contact our support with your question - no matter whether you pay with credit card or with Sofort Banking.

Keep an eye on your bank statements and check them carefully after each transfer. If you notice any discrepancies, contact your bank immediately.

Do you want to transfer money securely and still have questions?

Contact us directly - sendvalu is there for you around the clock and will be happy to help you with any questions you may have about your security. No matter how you pay for your money transfer - by credit card or instant banking.

There are the following ways for you to communicate personally with our customer support:

1. write an e-mail to
2. Write us a private message on Facebook:

You will receive a reply as soon as possible.

Send money with sendvalu - it's so easy to do good

Did you know that for every money transfer we donate 10 cents for a good cause? Through our partnership with the Non-Violence-Project Foundation we support social aid projects worldwide. No matter if you pay with credit card or instant banking: Through your loyalty we can do good and make the world a more peaceful place - with more education and less violence. send money with sendvalu.